BankReady™
Bridge to bank.
Senior, short-term property finance for borrowers already on the path to bank funding.
Who BankReady is for
We work with borrowers who have a clear path to bank funding.
Property developers
With completed or near-complete stock awaiting settlement or refinance
Bank-ready borrowers
Who need 3-12 months to finalise their bank take-out
Investors refinancing
From private lenders into mainstream bank products
Income optimisation candidates
Waiting for tax returns or financials to satisfy bank requirements
When banks say yes — but not yet
Sometimes the bank approval is there in principle, but the timing isn't. Maybe you're waiting on a Practical Completion certificate, income optimisation, or final documentation.
BankReady bridges that gap with senior, first-mortgage finance — structured specifically to hand off to the bank within 3-12 months.
We're not here to replace the bank. We're here to get you there.
Current situation
Waiting on docs
BankReady™ Bridge
3-12 months
Bank funded
Long-term finance
Bank-aligned structure
Designed for seamless refinance
Conservative leverage
Typically sub-65% LVR
Defined exits
Clear path to bank take-out
How it works
From enquiry to settlement in four simple steps.
Check eligibility
Complete our 2-minute eligibility checker to see if BankReady is right for your situation.
Fit call
Book a 10-minute call with our team to discuss your deal and bank exit strategy.
Assessment
We review your documentation, property, and bank pathway to structure the right facility.
Settlement
Funds are released, and we work with you toward a smooth bank refinance.
Ideal use cases
Common scenarios where BankReady bridges the gap.
Exit expensive private debt while preparing bank documentation.
Bridge the gap while waiting for tax returns or financials to satisfy bank serviceability.
Finance completed stock awaiting final certificates or council sign-off.
Hold completed units while managing sales or waiting for optimal market conditions.
Bank approval delayed but settlement date is fixed. Settle fast with BankReady and refinance once bank approval comes through.
What BankReady is not
Clarity is important. Here's what we don't do.
Ready to bridge the gap?
Check your eligibility in 2 minutes, or book a quick call with our team.